Exzeo Group Inc. (NYSE: XZO) today announced the launch of Exzeo Ventures, a new innovation division dedicated to developing AI-native products, services and businesses designed to reshape the future of insurance and beyond.

While many organizations are focused on using artificial intelligence to improve existing workflows, Exzeo Ventures is being established with a broader mission: identifying opportunities that only become possible when AI fundamentally changes the economics.

“Exzeo has always believed that technology creates the greatest value when it enables entirely new ways of solving problems and not simply doing yesterday’s work faster,” said Paresh Patel, Chief Executive Officer of Exzeo. “The launch of Exzeo Ventures reflects that philosophy. Its mission is to identify unmet customer needs, develop AI-native solutions, and create entirely new businesses that have the potential to transform industries.”

The division’s primary focus will be on internally developed initiatives that leverage Exzeo’s expertise in AI-native products and insurance. Areas of initial focus include agentic AI for catastrophe claims, next-generation underwriting and risk transfer solutions, distribution automation, and other emerging opportunities where AI can unlock new products and business models.

For many companies, the first wave of AI adoption has centered on improving productivity, including automating customer service, accelerating software development, and reducing operating costs. While these applications deliver meaningful benefits, they largely enhance existing business models rather than redefine them.

“Exzeo Ventures isn’t simply about applying AI to existing processes,” Patel continued. “It’s about identifying opportunities that previously couldn’t exist because the technology or economics weren’t there. AI is fundamentally changing what’s possible, and we believe the companies that create the greatest long-term value build entirely new businesses and not just more efficient versions of existing ones.”

About Exzeo Group, Inc.

Exzeo Group is a leading innovator in technology solutions purpose-built for property and casualty (P&C) insurance carriers, with a strong focus on the expansive homeowners insurance market. Through its completely internally developed “Insurance-as-a-Service” platform, Exzeo delivers a comprehensive suite of digital tools and services that streamline every aspect of carrier and agent operations – from quoting and underwriting to policy administration, claims handling, data analytics, and financial reporting. By integrating advanced technology with deep industry expertise, Exzeo empowers P&C insurers to enhance underwriting precision, drive operational efficiency, and achieve superior performance across the insurance value chain. For more information, please visit exzeo.com.

Forward-Looking Statements

This news release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 that involve substantial risks and uncertainties. All statements, other than statements of historical facts included in this release, are forward-looking statements. Words such as “anticipate,” “estimate,” “expect,” “intend,” “plan,” “confident,” “prospects” and “project” and other similar words and expressions are intended to signify forward-looking statements, and these forward-looking statements may include, without limitation, statements regarding growth strategies and future performance and profitability. Forward-looking statements are not guarantees of future results and conditions but rather are subject to various risks and uncertainties, which may include, without limitation, the risk that Exzeo Ventures may not determine sufficient products or services in which to create or invest. Some of these risks and uncertainties are discussed under the captions entitled “Risk Factors” and “Management’s Discussion and Analysis of Financial Condition and Results of Operations” in our Annual Report on Form 10-K for the year ended December 31, 2025, filed on February 26, 2026, with the U.S. Securities and Exchange Commission (“SEC”) and in our other reports and filings made with the SEC from time to time. Should any risks or uncertainties develop into actual events, these developments could have material adverse effects on the company’s business, financial condition and results of operations. Exzeo Group, Inc. disclaims all obligations to update any forward-looking statements.

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